Coverage Summary
Is My Doctor In-Network?
| Benefit: | You Pay: |
|---|---|
|
Primary Care Doctor Visit
The Primary Care Doctor you choose will focus on your needs and coordinate your care with other network providers. |
$0 copay |
|
Specialist Visit
Care you receive from a doctor who specializes in a certain type of medicine. Certain specialists do not require a Primary Care Doctor referral. Ask your Primary Care Doctor if you need a referral. |
$0 copay |
|
Inpatient Hospital Care
Prior Authorization is required for non-emergency Inpatient Hospital stays. |
$0 copay |
|
Emergency Services (In and out-of-network)
Services received at a hospital facility's Emergency department, including both Professional and Facility services. |
$0 copay |
|
Urgent Care Services
Urgently needed services are provided to treat a non-emergency, unforeseen medical illness, injury or condition that requires immediate medical attention. |
$0 copay in and out-of-network |
Prescription Drug Coverage
| Benefit: | You Pay: |
|---|---|
|
Prescription Drug Deductible
The amount you must pay before our plan begins to pay its share of your covered drugs. |
The deductible applies to Tier 1 (Preferred Generic), Tier 2 (Generic), Tier 3 (Preferred Brand), Tier 4 (Non-Preferred Drug), and Tier 5 (Specialty Tier). In most cases you will pay $0 or $545. The deductible for those who do not qualify for "Extra Help" is $545 |
|
In-Network Prescription Drug Coverage - Initial Coverage
During the initial coverage stage, your plan helps cover the costs of your prescription drugs. How much you pay depends on which plan you have, what tier your prescription is in, and where and how you fill your prescription. Check your plan’s Evidence of Coverage for more details about what you pay. |
Tier 1 - Preferred Generics |
|
Coverage Gap
In the coverage gap, you may pay more for your drugs than you did in the initial coverage stage. That’s why it’s called a “gap”. You stay in the coverage gap until your total out-of-pocket drug costs reach the Initial Coverage Limit. |
$0 or up to 25% of the cost |
|
Catastrophic Coverage
Once you reach the Catastrophic Stage, you pay a small copay and the plan will pay most of the cost of your drugs for the rest of the year. |
$0 copay |
Extra Coverage
| Benefit: | |
|---|---|
|
Extra Benefits
Enjoy some of these extra benefits included in your plan |
Routine Dental |
Out of Network Coverage
| Benefit: | |
|---|---|
|
Medical Services/Supplies
Medical Services/Supplies |
If you receive care from an out-of network provider without prior authorization from our plan, the care will not be covered except for emergency care, urgently needed care and dialysis services. |
|
Prescription Drugs
Prescription Drugs |
We generally cover drugs filled at an out-of-network pharmacy only if you are not able to use one of our network pharmacies (for example, because you are traveling, need emergency or urgent care, or need a drug that it not available at an accessible network pharmacy). Chapter 5 of the Evidence of Coverage provides a full list of situations in which we may cover drugs from an out-of-network pharmacy. |
Plan Documents
| Summary of Benefits (PDF) |
|
| Evidence of Coverage (PDF) |
|
| Plan Rating (PDF) |
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| General Transition Notice (PDF) |
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| Low Income Subsidy Premium Summary Table for Those Receiving Extra Help (PDF) |
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| Comprehensive Formulary (PDF) |
|
| Annual Notice of Change |
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| Enrollment Form |
|
Why Choose Florida Blue Medicare?
Online Member Portal
A secure members only website that keeps you in control of your health and wellness with a variety of easy-to-use tools.
Fitness Program
SilverSneakers gives you unlimited access to over 14,000 gyms and wellness programs. Enjoy services like fitness classes, treadmills, weights, pools and more at no extra cost to you.
Case Management Coordination of Care
A dedicated consultant to assist with coordinating appointments, in or outpatient stays, management of chronic conditions and help with finding the best price on procedures and prescriptions.
Florida Blue Centers/FHCP Centers
Enjoy face-to-face customer service, wellness events and educational seminars at one of our unique retail centers.
