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Florida Blue Medicare Advantage

FHCP Medicare Valor (HMO) 2026

$0.00
per month

Coverage Summary

Benefit: You Pay:
Primary Care Doctor Visit

$0 copay

Specialist Visit

$30 copay

Inpatient Hospital Care

$320 copay per day for days 1-6
$0 copay per day for days 7-90
$0 copay per day for days 91 and beyond

Emergency Services (In and out-of-network)

$90 copay, waived if admitted within 24 hours for the same condition.

Emergency Care, Urgently Needed Services, and Ambulance Services are available worldwide.
ER copay waived if admitted within 24 hours for the same condition.

$25,000 combined yearly limit for Worldwide Emergency Care, Urgently Needed Services, and Ambulance Services

Urgent Care Services

$0 - $30 copay, depending on the service

Prescription Drug Coverage

Benefit: You Pay:
Prescription Drug Deductible

N/A

In-Network Prescription Drug Coverage - Initial Coverage

N/A

Coverage Gap

N/A

Catastrophic Coverage

N/A

Extra Coverage

Benefit:
Extra Benefits

Routine vision
Routine Hearing Exam
Hearing Aid Fitting/Evaluation
Hearing Aids
Preventive dental
Comprehensive dental
Routine foot care
Health Education
Nutrition Classes
Preferred Fitness Program
Telemedicine
Nurse Advice Line

Out of Network Coverage

Benefit:
Medical Services/Supplies

If you receive care from an out-of network provider without prior authorization from our plan, the care will not be covered except for emergency care, urgently needed care and dialysis services.

Prescription Drugs

N/A

Plan Documents

 Summary of Benefits (PDF)
 Evidence of Coverage (PDF)
 Plan Rating (PDF)
 Find a Doctor, Hospital, and Pharmacy
 Request for PHI Form
 Transition of Care

Value Added Benefits and Services

 

Member Portal

A secure member only website that keeps you in control of your health and wellness with a variety of easy-to-use tools.

FHCP's Preferred Fitness Program

With our Preferred Fitness Program, you'll have free unlimited visits to participating fitness centers and gyms within the Service Area.

Case Management Coordination of Care

The Case Management Coordination of Care Program is designed to address the needs of all members helping to navigate the health care system, functioning as a health coach, connecting members with community resources, and implementing measures to improve the quality of life and disease-specific outcomes. The case management process is characterized by advocacy, communication, and resource management.

FHCP Centers

We pride ourselves on being local and accessible. Our dedicated Member Services Team is always happy to assist you either by telephone or in person. We welcome our members to stop by and talk with us at one of our convenient locations throughout our service area.

Why Choose Blue